Hello,
as promised in the previous post, I explain the situation to the August 21, 2010. I had to be away for some time as it is very busy carrying out the best received new responsibilities in the office. Now:
Some comments:
1) The main account has very little liquidity, because we are almost at the end of the month and liquidity is scarce (it was used for current expenses and to pay some bills)
2) account the secondary suffered a setback, in recent months had been supplied to meet needed. The fact is that in order to pay for the holidays, I had to stop feeding it. (I had planned to spend the holidays around 600 700 euro, in fact I've spent a lot more. Some extra costs are then taken to review the automatic feeding, the mortgage payments of course continued to be paid, that's the explanation ' erosion!)
3) The deposit account was reduced by 500 €. was used for living expenses for the month of July and August. (Sigh. ..)
4) The pension fund has had a significant increase in capital by virtue of the fact that the company has made the deposit quarterly.
5) I found $ 800 in cash (a gift from a relative of my wife). Such profit will have to 'use it to pay the fee for enrollment installment expect that around 780 euro.
6) I also decided to include the line for Amex balance, because it actually is money already spent (a few months ago I had never considered as made with amex only business expenses reimbursed to him).
Overall, the situation is dramatic on all fronts, not only have the mathematical certainty that it can not achieve the goal of the year, but I feel so inca ** ato for having eroded the accumulated fatigue. The real problem is that I had no foresight in composing the budget of my holiday. Things organized not lead to the last minute save. I always try not to spend, but then I feel the need of relaxation and vacation, and I try ... but it is too late .. I find that high tariffs and spend!
Overall, the situation is dramatic on all fronts, not only have the mathematical certainty that it can not achieve the goal of the year, but I feel so inca ** ato for having eroded the accumulated fatigue. The real problem is that I had no foresight in composing the budget of my holiday. Things organized not lead to the last minute save. I always try not to spend, but then I feel the need of relaxation and vacation, and I try ... but it is too late .. I find that high tariffs and spend!
not worry or panic attacks. Starting over! New personal and professional goals to be achieved in September!
iwant
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